Browse data rbnz_c31_new_mortgage_lending

NZ New Mortgage Lending by LVR & Borrower Type (RBNZ C31)

New residential mortgage commitments split by loan-to-value ratio (above 80% vs at/below 80% LVR) and borrower type — first-home buyers, other owner-occupiers, investors, and business purposes — reported both as lending value (NZ$) and number of borrowers. Source: Reserve Bank of New Zealand, table C31.

Licence: CC-BY 4.0 Source: RBNZ (www.rbnz.govt.nz/statistics), CC-BY 4.0.

Data as of 2026-07-28  · monthly  · 143 rows

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Dataset ID
rbnz_c31_new_mortgage_lending
Data source
RBNZ
Last refreshed
2026-07-28
Refresh cadence
monthly
API endpoint
https://api.eolas.fyi/v1/datasets/rbnz_c31_new_mortgage_lending/data

Columns (41)

schema glossary · auto-generated
Column Type Description Series Id
date string Observation date
total_lending_a1_all_borrower_types double Total lending a1 all borrower types
total_lending_a2_first_home_buyers double Total lending a2 first home buyers LVRN.MMB1.AC1
total_lending_a3_other_owner_occupiers double Total lending a3 other owner occupiers LVRN.MMB1.AC2
total_lending_a4_investors double Total lending a4 investors LVRN.MMB1.AN
total_lending_a5_business_purposes double Total lending a5 business purposes LVRN.MMB1.AP
higher_than_80_pct_lvr_lending_b1_all_borrower_types double Higher than 80 % LVR lending b1 all borrower types
higher_than_80_pct_lvr_lending_b2_first_home_buyers double Higher than 80 % LVR lending b2 first home buyers LVRN.MMB1.BC1
higher_than_80_pct_lvr_lending_b3_other_owner_occupiers double Higher than 80 % LVR lending b3 other owner occupiers LVRN.MMB1.BC2
higher_than_80_pct_lvr_lending_b4_investors double Higher than 80 % LVR lending b4 investors LVRN.MMB1.BN
higher_than_80_pct_lvr_lending_b5_business_purposes double Higher than 80 % LVR lending b5 business purposes LVRN.MMB1.BP
less_than_or_equal_to_80_pct_lvr_lending_c1_all_borrower_types double Less than or equal to 80 % LVR lending c1 all borrower types
less_than_or_equal_to_80_pct_lvr_lending_c2_first_home_buyers double Less than or equal to 80 % LVR lending c2 first home buyers LVRN.MMB1.CC1
less_than_or_equal_to_80_pct_lvr_lending_c3_other_owner_occupiers double Less than or equal to 80 % LVR lending c3 other owner occupiers LVRN.MMB1.CC2
less_than_or_equal_to_80_pct_lvr_lending_c4_investors double Less than or equal to 80 % LVR lending c4 investors LVRN.MMB1.CN
less_than_or_equal_to_80_pct_lvr_lending_c5_business_purposes double Less than or equal to 80 % LVR lending c5 business purposes LVRN.MMB1.CP
memo_item_lending_to_investors_d1_total_lending double Memo item lending to investors d1 total lending
memo_item_lending_to_investors_d2_higher_than_70_pct_lvr_lending double Memo item lending to investors d2 higher than 70 % LVR lending LVRN.MMB1.DN
memo_item_lending_to_investors_d3_less_than_or_equal_to_70_pct_lvr_lending double Memo item lending to investors d3 less than or equal to 70 % LVR lending LVRN.MMB1.EN
memo_item_lending_to_investors_d4_higher_than_60_pct_lvr_lending double Memo item lending to investors d4 higher than 60 % LVR lending LVRN.MMB1.FN
memo_item_lending_to_investors_d5_less_than_or_equal_to_60_pct_lvr_lending double Memo item lending to investors d5 less than or equal to 60 % LVR lending LVRN.MMB1.TN
total_borrowers_e1_all_borrower_types double Total borrowers e1 all borrower types
total_borrowers_e2_first_home_buyers double Total borrowers e2 first home buyers LVRN.MMB2.AC1
total_borrowers_e3_other_owner_occupiers double Total borrowers e3 other owner occupiers LVRN.MMB2.AC2
total_borrowers_e4_investors double Total borrowers e4 investors LVRN.MMB2.AN
total_borrowers_e5_business_purposes double Total borrowers e5 business purposes LVRN.MMB2.AP
higher_than_80_pct_lvr_borrowers_f1_all_borrower_types double Higher than 80 % LVR borrowers f1 all borrower types
higher_than_80_pct_lvr_borrowers_f2_first_home_buyers double Higher than 80 % LVR borrowers f2 first home buyers LVRN.MMB2.BC1
higher_than_80_pct_lvr_borrowers_f3_other_owner_occupiers double Higher than 80 % LVR borrowers f3 other owner occupiers LVRN.MMB2.BC2
higher_than_80_pct_lvr_borrowers_f4_investors double Higher than 80 % LVR borrowers f4 investors LVRN.MMB2.BN
higher_than_80_pct_lvr_borrowers_f5_business_purposes double Higher than 80 % LVR borrowers f5 business purposes LVRN.MMB2.BP
less_than_or_equal_to_80_pct_lvr_borrowers_g1_all_borrower_types double Less than or equal to 80 % LVR borrowers g1 all borrower types
less_than_or_equal_to_80_pct_lvr_borrowers_g2_first_home_buyers double Less than or equal to 80 % LVR borrowers g2 first home buyers LVRN.MMB2.CC1
less_than_or_equal_to_80_pct_lvr_borrowers_g3_other_owner_occupiers double Less than or equal to 80 % LVR borrowers g3 other owner occupiers LVRN.MMB2.CC2
less_than_or_equal_to_80_pct_lvr_borrowers_g4_investors double Less than or equal to 80 % LVR borrowers g4 investors LVRN.MMB2.CN
less_than_or_equal_to_80_pct_lvr_borrowers_g5_business_purposes double Less than or equal to 80 % LVR borrowers g5 business purposes LVRN.MMB2.CP
memo_item_lending_to_investors_h1_total_borrowers double Memo item lending to investors h1 total borrowers
memo_item_lending_to_investors_h2_higher_than_70_pct_lvr_borrowers double Memo item lending to investors h2 higher than 70 % LVR borrowers LVRN.MMB2.DN
memo_item_lending_to_investors_h3_less_than_or_equal_to_70_pct_lvr_borrowers double Memo item lending to investors h3 less than or equal to 70 % LVR borrowers LVRN.MMB2.EN
memo_item_lending_to_investors_h4_higher_than_60_pct_lvr_borrowers double Memo item lending to investors h4 higher than 60 % LVR borrowers LVRN.MMB2.FN
memo_item_lending_to_investors_h5_less_than_or_equal_to_60_pct_lvr_borrowers double Memo item lending to investors h5 less than or equal to 60 % LVR borrowers LVRN.MMB2.TN

Series Id = the source provider's canonical series code (e.g. RBNZ).

How to query this dataset

Fetch all data (JSON)
curl https://api.eolas.fyi/v1/datasets/rbnz_c31_new_mortgage_lending/data \
  -H "X-API-Key: your_key_here"
Filter by date range
curl "https://api.eolas.fyi/v1/datasets/rbnz_c31_new_mortgage_lending/data?start=2020-01-01&end=2024-12-31" \
  -H "X-API-Key: your_key_here"
Download as CSV
curl "https://api.eolas.fyi/v1/datasets/rbnz_c31_new_mortgage_lending/data?format=csv" \
  -H "X-API-Key: your_key_here" -o rbnz_c31_new_mortgage_lending.csv

Data preview

DateTotal Lending A1 All Borrower TypesTotal Lending A2 First Home BuyersTotal Lending A3 Other Owner OccupiersTotal Lending A4 InvestorsTotal Lending A5 Business PurposesHigher Than 80 Pct Lvr Lending B1 All Borrower TypesHigher Than 80 Pct Lvr Lending B2 First Home BuyersHigher Than 80 Pct Lvr Lending B3 Other Owner OccupiersHigher Than 80 Pct Lvr Lending B4 InvestorsHigher Than 80 Pct Lvr Lending B5 Business PurposesLess Than Or Equal To 80 Pct Lvr Lending C1 All Borrower TypesLess Than Or Equal To 80 Pct Lvr Lending C2 First Home BuyersLess Than Or Equal To 80 Pct Lvr Lending C3 Other Owner OccupiersLess Than Or Equal To 80 Pct Lvr Lending C4 InvestorsLess Than Or Equal To 80 Pct Lvr Lending C5 Business PurposesMemo Item Lending To Investors D1 Total LendingMemo Item Lending To Investors D2 Higher Than 70 Pct Lvr LendingMemo Item Lending To Investors D3 Less Than Or Equal To 70 Pct Lvr LendingMemo Item Lending To Investors D4 Higher Than 60 Pct Lvr LendingMemo Item Lending To Investors D5 Less Than Or Equal To 60 Pct Lvr LendingTotal Borrowers E1 All Borrower TypesTotal Borrowers E2 First Home BuyersTotal Borrowers E3 Other Owner OccupiersTotal Borrowers E4 InvestorsTotal Borrowers E5 Business PurposesHigher Than 80 Pct Lvr Borrowers F1 All Borrower TypesHigher Than 80 Pct Lvr Borrowers F2 First Home BuyersHigher Than 80 Pct Lvr Borrowers F3 Other Owner OccupiersHigher Than 80 Pct Lvr Borrowers F4 InvestorsHigher Than 80 Pct Lvr Borrowers F5 Business PurposesLess Than Or Equal To 80 Pct Lvr Borrowers G1 All Borrower TypesLess Than Or Equal To 80 Pct Lvr Borrowers G2 First Home BuyersLess Than Or Equal To 80 Pct Lvr Borrowers G3 Other Owner OccupiersLess Than Or Equal To 80 Pct Lvr Borrowers G4 InvestorsLess Than Or Equal To 80 Pct Lvr Borrowers G5 Business PurposesMemo Item Lending To Investors H1 Total BorrowersMemo Item Lending To Investors H2 Higher Than 70 Pct Lvr BorrowersMemo Item Lending To Investors H3 Less Than Or Equal To 70 Pct Lvr BorrowersMemo Item Lending To Investors H4 Higher Than 60 Pct Lvr BorrowersMemo Item Lending To Investors H5 Less Than Or Equal To 60 Pct Lvr Borrowers
2015-05-316162.0591.03520.01980.070.0484.0173.0249.062.01.05678.0419.03271.01919.069.01980.01013.0967.01491.0489.029947.01851.021844.05783.0469.01676.0540.0933.0197.06.028271.01311.020911.05586.0463.05783.02691.03092.03908.01875.0
2015-04-305657.0561.03193.01841.062.0390.0141.0201.047.01.05267.0421.02992.01793.062.01841.0947.0893.01348.0493.027424.01696.020014.05280.0434.01415.0428.0811.0165.011.026009.01268.019203.05115.0423.05280.02483.02797.03514.01766.0
2015-03-316314.0596.03560.02073.086.0432.0158.0222.051.02.05882.0438.03338.02022.084.02073.01016.01057.01495.0577.031983.01868.023241.06280.0594.01611.0476.0930.0187.018.030372.01392.022311.06093.0576.06280.02860.03420.04111.02169.0
2015-02-284628.0457.02692.01418.061.0347.0115.0192.040.01.04280.0342.02501.01379.060.01418.0726.0692.01035.0383.025904.01472.019330.04625.0477.01298.0371.0780.0140.07.024606.01101.018550.04485.0470.04625.02059.02566.02957.01668.0
2015-01-313565.0360.02011.01146.048.0257.098.0130.029.00.03308.0263.01881.01117.048.01146.0576.0570.0831.0315.021289.01160.016077.03695.0357.01053.0313.0617.0119.04.020236.0847.015460.03576.0353.03695.01693.02002.02420.01275.0

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