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Browse data rbnz_c31_new_mortgage_lending
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NZ New Mortgage Lending by LVR & Borrower Type (RBNZ C31)

New residential mortgage commitments split by loan-to-value ratio (above 80% vs at/below 80% LVR) and borrower type — first-home buyers, other owner-occupiers, investors, and business purposes — reported both as lending value (NZ$) and number of borrowers. Source: Reserve Bank of New Zealand, table C31.

Licence: CC-BY 4.0
Source: RBNZ (www.rbnz.govt.nz/statistics), CC-BY 4.0.

Data as of 2026-06-23  · monthly  · 141 rows

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Dataset ID
rbnz_c31_new_mortgage_lending
Data source
RBNZ
Last refreshed
2026-06-23
Refresh cadence
monthly

Columns (49)

schema glossary · auto-generated
Column Type Description Series Id
date date Observation date
total_lending_a1_all_borrower_types_a2_a3_a4_a5 double Total lending a1 all borrower types a2 a3 a4 a5 LVRN.MMB1.AA
total_lending_a2_first_home_buyers double Total lending a2 first home buyers LVRN.MMB1.AC1
total_lending_a3_other_owner_occupiers double Total lending a3 other owner occupiers LVRN.MMB1.AC2
total_lending_a4_investors double Total lending a4 investors LVRN.MMB1.AN
total_lending_a5_business_purposes double Total lending a5 business purposes LVRN.MMB1.AP
higher_than_80_pct_lvr_lending_b1_all_borrower_types_b2_b3_b4_b5 double Higher than 80 % LVR lending b1 all borrower types b2 b3 b4 b5 LVRN.MMB1.BA
higher_than_80_pct_lvr_lending_b2_first_home_buyers double Higher than 80 % LVR lending b2 first home buyers LVRN.MMB1.BC1
higher_than_80_pct_lvr_lending_b3_other_owner_occupiers double Higher than 80 % LVR lending b3 other owner occupiers LVRN.MMB1.BC2
higher_than_80_pct_lvr_lending_b4_investors double Higher than 80 % LVR lending b4 investors LVRN.MMB1.BN
higher_than_80_pct_lvr_lending_b5_business_purposes double Higher than 80 % LVR lending b5 business purposes LVRN.MMB1.BP
less_than_or_equal_to_80_pct_lvr_lending_c1_all_borrower_types_c2_c3_c4_c5 double Less than or equal to 80 % LVR lending c1 all borrower types c2 c3 c4 c5 LVRN.MMB1.CA
less_than_or_equal_to_80_pct_lvr_lending_c2_first_home_buyers double Less than or equal to 80 % LVR lending c2 first home buyers LVRN.MMB1.CC1
less_than_or_equal_to_80_pct_lvr_lending_c3_other_owner_occupiers double Less than or equal to 80 % LVR lending c3 other owner occupiers LVRN.MMB1.CC2
less_than_or_equal_to_80_pct_lvr_lending_c4_investors double Less than or equal to 80 % LVR lending c4 investors LVRN.MMB1.CN
less_than_or_equal_to_80_pct_lvr_lending_c5_business_purposes double Less than or equal to 80 % LVR lending c5 business purposes LVRN.MMB1.CP
memo_item_lending_to_investors_d1_total_lending_d2_d3 double Memo item lending to investors d1 total lending d2 d3 LVRN.MMB1.AN
memo_item_lending_to_investors_d2_higher_than_70_pct_lvr_lending double Memo item lending to investors d2 higher than 70 % LVR lending LVRN.MMB1.DN
memo_item_lending_to_investors_d3_less_than_or_equal_to_70_pct_lvr_lending double Memo item lending to investors d3 less than or equal to 70 % LVR lending LVRN.MMB1.EN
memo_item_lending_to_investors_d4_higher_than_60_pct_lvr_lending double Memo item lending to investors d4 higher than 60 % LVR lending LVRN.MMB1.FN
memo_item_lending_to_investors_d5_less_than_or_equal_to_60_pct_lvr_lending double Memo item lending to investors d5 less than or equal to 60 % LVR lending LVRN.MMB1.TN
total_borrowers_e1_all_borrower_types_e2_e3_e4_e5 double Total borrowers e1 all borrower types e2 e3 e4 e5 LVRN.MMB2.AA
total_borrowers_e2_first_home_buyers double Total borrowers e2 first home buyers LVRN.MMB2.AC1
total_borrowers_e3_other_owner_occupiers double Total borrowers e3 other owner occupiers LVRN.MMB2.AC2
total_borrowers_e4_investors double Total borrowers e4 investors LVRN.MMB2.AN
total_borrowers_e5_business_purposes double Total borrowers e5 business purposes LVRN.MMB2.AP
higher_than_80_pct_lvr_borrowers_f1_all_borrower_types_f2_f3_f4_f5 double Higher than 80 % LVR borrowers f1 all borrower types f2 f3 f4 f5 LVRN.MMB2.BA
higher_than_80_pct_lvr_borrowers_f2_first_home_buyers double Higher than 80 % LVR borrowers f2 first home buyers LVRN.MMB2.BC1
higher_than_80_pct_lvr_borrowers_f3_other_owner_occupiers double Higher than 80 % LVR borrowers f3 other owner occupiers LVRN.MMB2.BC2
higher_than_80_pct_lvr_borrowers_f4_investors double Higher than 80 % LVR borrowers f4 investors LVRN.MMB2.BN
higher_than_80_pct_lvr_borrowers_f5_business_purposes double Higher than 80 % LVR borrowers f5 business purposes LVRN.MMB2.BP
less_than_or_equal_to_80_pct_lvr_borrowers_g1_all_borrower_types_g2_g3_g4_g5 double Less than or equal to 80 % LVR borrowers g1 all borrower types g2 g3 g4 g5 LVRN.MMB2.CA
less_than_or_equal_to_80_pct_lvr_borrowers_g2_first_home_buyers double Less than or equal to 80 % LVR borrowers g2 first home buyers LVRN.MMB2.CC1
less_than_or_equal_to_80_pct_lvr_borrowers_g3_other_owner_occupiers double Less than or equal to 80 % LVR borrowers g3 other owner occupiers LVRN.MMB2.CC2
less_than_or_equal_to_80_pct_lvr_borrowers_g4_investors double Less than or equal to 80 % LVR borrowers g4 investors LVRN.MMB2.CN
less_than_or_equal_to_80_pct_lvr_borrowers_g5_business_purposes double Less than or equal to 80 % LVR borrowers g5 business purposes LVRN.MMB2.CP
memo_item_lending_to_investors_h1_total_borrowers_h2_h3 double Memo item lending to investors h1 total borrowers h2 h3 LVRN.MMB2.AN
memo_item_lending_to_investors_h2_higher_than_70_pct_lvr_borrowers double Memo item lending to investors h2 higher than 70 % LVR borrowers LVRN.MMB2.DN
memo_item_lending_to_investors_h3_less_than_or_equal_to_70_pct_lvr_borrowers double Memo item lending to investors h3 less than or equal to 70 % LVR borrowers LVRN.MMB2.EN
memo_item_lending_to_investors_h4_higher_than_60_pct_lvr_borrowers double Memo item lending to investors h4 higher than 60 % LVR borrowers LVRN.MMB2.FN
memo_item_lending_to_investors_h5_less_than_or_equal_to_60_pct_lvr_borrowers double Memo item lending to investors h5 less than or equal to 60 % LVR borrowers LVRN.MMB2.TN
total_lending_a1_all_borrower_types double Total lending a1 all borrower types
higher_than_80_pct_lvr_lending_b1_all_borrower_types double Higher than 80 % LVR lending b1 all borrower types
less_than_or_equal_to_80_pct_lvr_lending_c1_all_borrower_types double Less than or equal to 80 % LVR lending c1 all borrower types
memo_item_lending_to_investors_d1_total_lending double Memo item lending to investors d1 total lending
total_borrowers_e1_all_borrower_types double Total borrowers e1 all borrower types
higher_than_80_pct_lvr_borrowers_f1_all_borrower_types double Higher than 80 % LVR borrowers f1 all borrower types
less_than_or_equal_to_80_pct_lvr_borrowers_g1_all_borrower_types double Less than or equal to 80 % LVR borrowers g1 all borrower types
memo_item_lending_to_investors_h1_total_borrowers double Memo item lending to investors h1 total borrowers

Series Id = the source provider's canonical series code (e.g. RBNZ).

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